5 Reasons Why I Am Going Tiny


Freedom from stuff, freedom from excess space, freedom of time, freedom from cleaning.  All of these things take time, energy, money, and resources, going smaller means these demands are reduced drastically.  You then have freedom to do what you want, what is important, what really matters in your life.  Tiny House image


McMansions cost allot of money, I am sure you have noticed.  The average US house costs around $265,000.  But it doesn’t stop there!  In order for you to get into that big house, you have to get a mortgage, which by the time you pay for it; it will cost you two to three times that, so roughly $800,000.  Then add maintenance, insurance, furnishing such a large space, cleaning products, etc.

Then there is the risk that comes with a mortgage, even with buying a house that is conservative for your income, even if you save for 3-6 months of pay in case you get laid off (which 95% of Americans don’t budget for), you could still lose your home after paying it off for 28 out of the 30 years you have on it.  So factor the cost, plus risk, then consider the opportunity cost, you could be well in the hole close to 1.5 million dollars and then be left homeless.

Now consider that the average Tiny house, around $15,000 the best I can figure it.  Furnishing it is pretty cheap no matter how you spin it.  You can’t insure it and with it being so inexpensive you can buy another one flat out if it burns to the ground.  There is no mortgage and your risk is limited to it being stolen or being burned, things that exists anyways in a normal house.

For the opportunity cost, you no have basically $700,000 after you buy land to do whatever with. Lets say you take half of that money and put it in a ok Mutual fund for 10 years, at 10% you are looking at $900,000 back!  There’s your retirement fund from only half your money.

Breaking away from consumerism:

We as Americans, and others too, love stuff!  I am the first to admit, I am a consumer whore!  I love flash new gadgets, huge plasma TV’s but do we need it?  If you haven’t seen The Story of Stuff, you have to.  I have come to realize over the past year I need very little.  I have been donating tons of stuff, I literally go to Goodwill once a week.  My big weaknesses is computer stuff.  But I have been gradually reducing this number, volume and size of all these things to the essentials.  I will soon have a very modest amount, comparable to most Tiny House Bloggers.

Free Time

This is a big one for me.  I am not afraid of work, but I like to get in, get it done and don’t waste time.  I hate the dreaded 8 hour work day.  When you have to sit around because you have all your work done just because you have to be there till 5, it sucks.  I don’t waste time, because time shouldn’t be wasted, it should be used to its potential.  I have an inordinate amount of interests and I love pursuing them, more free time allow me to do just that.

Working Less:

How many times have we wanted to take a dream job, but it simply won’t work because it doesn’t pay enough.  Well what if you could?  You need to make enough to cover your bills, to support your life, to enjoy it.  Your bills are next to nothing, because you owe nothing, your needs are met.  Then you can take life easy.  Don’t get me wrong, you must have money for rainy days, medical catastrophes, and retirement, but doing this up front and front loading your investments pays huge.

  1. HI – very good post!

  2. Yeah – I've been following this tiny house movement and all the arguments are so compelling. Problem is: some of us have kids and there's not a lot of discussion about the dynamics of raising children in smaller spaces. There was an article about a month ago – can't find it – about controversy around a family raising three kids in a space under 1000 square feet somewhere in Europe. The house was bright and nicely equipped the kids seemed to thrive, but I guess critics argued that it was bordering on child abuse? Anyway, good post – just I think a lot of us are thinking it may have to wait until the kids get off to college.

    • Jason,

      You are right, this is an often overlooked aspect to Tiny Living which really needs to be addressed. I know Jay Schaffer just got married and is expecting a kid, they moved into a 600 square foot home. If you read Dwell, the magazine, they had a good article about a family, one kid, that had a sub 1000 foot apartment I can't get the whole article but check this website: http://unclutterer.com/2009/05/21/east-village-ap… Finally check out Zoey's blog, she is a single mother living in a house of Jay's design. http://www.togetherweareone.com/ While these aren't going to cover the topic fully, its a decent start. Being that I am 25, not married and no kids and considering not having any, I sometimes blog about stories that suit my lifestyle, but I know that I am most likely in the minority when it comes to couples having kids or not. Thanks for the reality check.

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