Posts Tagged shopping

How to Stop a Spending Snowball

I have a not-so-frugal confession to make… I LOVE Black Friday. I shop ’til I’m ready to drop every year with my aunt and we get ALL our family’s Christmas shopping done in that one weekend.

It’s a long-time tradition in my family for adults to distribute envelopes to each other filled with our Christmas budgets for them on Thanksgiving. As a family, we grab the newspaper and comb through the Black Friday ads, decide what we want for Christmas and use the money in our envelopes to shop for for each other and ourselves in a fun, exhausting two-day experience.

This sounds crazy, I know. But after we’re done shopping, we give the things we’ve bought for ourselves to the people who gave us the money envelopes, who then wrap the presents and stick them under the tree for Christmas.

It results in a low-stress Christmas because:
  • We get all our shopping out of the way quickly.
  • Everyone gets exactly what they want and will love.
  • We get to spend the time spent shopping together, bonding instead of running around on our own trying to come up with the perfect gift.
  • After that weekend, we just get to enjoy the holidays.

 

The only problem is, that after a weekend of handing over cash constantly, it can be hard to stop spending. And once the budget is spent, if you keep spending, it could wreck your December budget or even have you accumulating debt that will follow you into the new year.

Here are three ways to stop the spending snowball in it’s tracks:

1: Keep out of the stores and off the shopping websites

There will always be more deals. Throughout the holiday, stores online and off will keep upping the percentage off offered, keep dragging out more showstopper deals and generally try to get you to buy as much as possible.

Once the budget is spent, you have to stop. Don’t fall for the ads or even the “perfect gift” that may suddenly appear in your feed. What you have is enough. You are enough and no gift will buy someone’s love.

2: Organize and wrap what you bought

One way to rekindle the joy of your purchases without spending more money is to “play” with what you’ve already bought for other people.

Now don’t unpackage their gifts, that would be horrible and tacky. But do pull everything out and organize it. Maybe spend some time carefully wrapping things and decorating them. Add loving touches like handwritten tags or messages.

Spending a couple hours making the gifts look great and stacking them under the tree will definitely get you in the holiday spirit and maybe let you feel like shopping time is complete.

Doing your wrapping early will also reduce last minute stress by eliminating one more thing off your to do list and make your home look more festive.

3: Volunteer

Whether it’s helping a family member or friend get ready for their Christmas, or helping a local charity, church or organization help your community members, giving back is an excellent way to make yourself grateful for what you have, as well as giving back to those in need.

A lot of people struggle at Christmas time, and even a small gift of time or your resources could be an enormous blessing.

Your Turn!

  • What are your holiday family traditions?
  • What is your favorite charitable organization to give to?

Minimalism and Shopping: Questions to Ask Before Buying

After the decluttering and the clearing out, I started to feel like such a pro minimalist. But soon the day will come when you need to buy something – and this sent me into a panic mode at first. Could I go to Target and buy only soap? It took a long process of trial and error, but these are the questions I now ask myself to consider with minimalism and shopping.

1. Is this a planned or spontaneous purchase?

I only buy things that I’ve been considering for some time. This means that I’ve thought about purchasing and already considered whether or not it was a necessary purchase. A lot of the time, I will think about buying something for a couple of weeks, and then at the end of this time, decide that it’s actually not something that I need. This process is super helpful for me, as I used to be a very spontaneous shopper (and addicted to Target). It also helped me learn how to start living a minimalist lifestyle.

Minimalism and Shopping

2. Is there something else I could use instead?

This question has actually prevented me from purchasing things that I’d wanted and thought about but didn’t actually need. I now buy primarily multi-use products, or turn my products into multi-use products. For example, I used to use separate products for my face and body. Now, I try to use the same soap for my face and body (preferably a bar soap as they last longer), and I use the same moisturizer all around as well. I have even moved into using products that can go further than this; I’m currently trying out oils as moisturizers, because they can also moisturize my hair (and knock out the need for a hair serum!).

3. Will I use this until it expires?

I’ve bought many a product that I had not planned to use to it’s fullest potential. Before minimalism, this was mostly fast fashion – cheap jewelry from forever 21 that would stain my fingers green after a week, tank tops that would fall apart after a couple of washes. But even after transitioning into minimalism, I would purchase things that I might only need for a short time.

Minimalism and Shopping

The best example here is the multiple types of coffee makers I (used to) own. I travel the world full time; I live out of a backpack. I definitely don’t need to be carrying around more than one coffee maker, but at one point I was carting around a French press, a cone filter (complete with a pack of 100 filters), and a plastic reusable Tupperware container full of coffee. I do love a good cup of coffee, but even to me, that is over the top. Since this ridiculous incident, I’ve removed all of these items from my backpack and now just use the coffee maker that is available to me (also trying to quit the daily coffee habit, so I don’t have to rely on anything).

These are the three questions that have helped me avoid lots of unnecessary purchases, and have assisted me so much in my journey to minimalist shopping.

Your Turn!

  • What secrets do you have for avoiding unnecessary purchases?