There has been some discussion on our site about Tiny Houses whether or not Tiny House have “arrived”. I personally think we are there or close enough, but certainly we will keep on growing. It got me thinking, if there were a few things that I’d like to see in the coming years, what would they be? Here are the top five things I think would take Tiny Houses to the next level.
1. Tiny House Lending
I think this is pretty self-explanatory; Tiny Houses face many barriers to getting capital to build their Tiny House. While I am generally against having debt, Tiny Houses often are about the cost of rent for 3 years if you build it yourself, but most don’t have the money all at once. I’d love to see a 3 and 5 year mortgage option for Tiny Houses. I wrote more on this here
2. Tiny House insurance Co-Op
I firmly believe that there is a need for a nonprofit insurance company, that doesn’t have shareholders. The idea that profits should be generated above paying staff and direct costs to the provider is something I take issue with. So let’s have a nonprofit cooperative insurance group that specifically ties into the tiny house community. I think much of the success of this will hinge on getting enough people involved and the establishment of plain language building code. More here
3. Accessible Tiny House Building Code
What if building codes were written in plain English? What if building codes made special provisions for Tiny Houses? I have struggled with this one; do we want to bring in a formal building code? It is a tough call. I think in order to establish safety standards and open a dialogue with municipalities this is something that will inevitably come, so it might be better if we write the code instead of someone else calling the shots for us.
4. Tiny House Land & Communities
I would that getting land might be one of the largest barriers to Tiny Houses, to put it simply, land is really expensive unless you want to live in rural areas. I’d love to see some land open up that is near a city and is opened up to Tiny House folks for a small yearly fee. I have kicked around the idea of purchasing land and opening it to those who want to bring their Tiny House. I’d charge a reasonable fee; I just need to figure out how to arrange it legally so I can protect myself from liability and squatters.
5. Tiny House Convergence
I would love to see a mass gathering of Tiny Houses and Tiny House people. I often refer to our community of Tiny Houses people and I think an event like this would bring our close knit community even closer, generate a lot of discussion and make strides in progressing the Tiny House cause. I would love to see it held where we could make a big splash media wise; just imagine a swarm of Tiny Houses converging on the National Mall in Washington DC one weekend! The trouble is that we are spread out over a good distance so everyone would have to travel a good distance.
What things do think need to happen next for Tiny Houses?